Consumer loans secured with guarantors have the following parameters:

the maximum loan amount is  up to BGN 25 000 or its foreign currency par value,

the maximum maturity term is up to five years, and

a floating interest rate, which is formed by the Bank's  Basic Interest Rate plus a margin. It also depends on the loan currency and maturity term.

EUR loans are accrued of 14,25 % interest and up,

USD loans are accrued 13,75% interest and up, and

BGN loans bear 15,25% interest.

Depending on the amount applied for, the Bank would  require up to three solvent guarantors.