If you, a relative or a friend of yours, have invested on a term deposit with D Bank, and you urgently need funds, then you do not have to close your deposit account and lose the interest accrued. You would better block the deposit amount and use it as a collateral for a loan, the Bank will grant you at a lower interest rate.
If you urgently need money, you do not have to withdraw your deposited amount and loose the interest accrued. You can be granted a loan by the Bank instead, collaterized with a pledge on your blocked deposit.
The interest rate on this facility would start from 6,75% and it is formed by the interest paid on your deposit plus a margin of 3,25% or 3,50% depending on the loan currency.
Find more information about this loan facility from our Loan interest rates bulletin and our offices.
Notification to customers of the Bank for amendments to the individual loan contracts (in Bulgarian only)
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