Loans
Working capital loan
The working capital loan of D Bank will provide you the opportunity to use a credit line with a revolving limit, an overdraft facility or a loan with a preliminarily approved repayment schedule. The WC loan maximum maturity is 60 months.
Main advantages:
- Minimum documents needed;
- An opportunity for partial or total repayment at any time for optimizing the interest expenses;
- An opportunity for renewed applying for funds on an annual basis;
- Disbursement in various currencies to facilitate the import and export of your business;
- An opportunity for contracting fixed interest rates.
Loan interest rate:
- The interest rate levels are determined on BIRC* base (the Bank's Basic Interest Rate for Corporates) in the relevant currency plus an add-on;
- The interest rate is set on an individual basis, depending on the customer’s repayment capacity (solvency). Upon submitting a high liquidity collateral, lower interest rates are agreed.
- BIRC for EUR credit faclities - 4,921%,
- BIRC for BGN loan facilities - 7,949%, and
- BIRC for USD loan facilities - 3,4575%.
Repayment: scheduled on a flexible basis in compliance with the customer’s needs and abilities, by choosing between three repayment options:
an overdraft facility,
a credit line or
a loan with repayment installments.
Online loan application (available in Bulgarian)
Documents for applying for a loan facility:
