A B C D E G H I L M N P Q R S T V W Y
Dealer
Person
or firm who trades (buy and sells) on their account foreign currencies or bills.
Dealing
- Trading (buying and selling) on the Stock exchange or commodities exchange;
- Specially equipped area where dealers carry out their transactions.
Debit card
Bank
card, which debits the holder's account immediately through BORICA system. The
holder can effect the following on-line transactions: cash withdrawal through
an ATM; payment of goods and services through POS; cash withdrawal through POS;
utility bills payment; payment of goods and services in Internet; transfer of
amounts between the client's accounts in the same bank; balance of the card
account and change of PIN code.
Debtor
Person
or company who owes money, loan, etc. for repayment.
Demand (Sight) deposit
Bank
deposit that can be withdrawn on demand or transferred to another account with
no special notice.
Demand Deposit
Money placed in a Bank for safekeeping or to earn interest, which can be
taken out whenever the client decides.
Deposit
Money or bills placed in a bank for safekeeping or to
earn interest under agreed terms.
Ref. Demand/Term deposit.
Deposit account
Account
in which money paid in or deposited by a customer earns interest at a rate
which varies with the bank’s base rate; deposited amount is withdrawn with
preliminary notice or observing other payment terms against issuing a deposit
certificate.
Deposit certificate
Certificate
issued by banks for large deposits, which cannot be withdrawn “on demand”.
Deposit certificates can be traded until the last buyer gets the total
deposited amount together with the interest due at maturity by the bank.
Deposit with additional instalments
Deposit facilities with an option additional instalments to be
deposited, retaining the accrued interest.
Depository
Centralized
depository for placing various types of bills for trading operations with no
physical transfer of the latter, but through computer based systems and
certificates.
Discount
Amount
by which a financial instrument is sold for less than its nominal value.
Diversification
Strategic
approach of establishing multi-profile production or by placing
money/securities in a wide spread of investment portfolio (different types of shares or savings so as
to spread the risk of loss).
Dividents
Part
of a company's annual profit after tax, paid to shareholders, whereas
preference share receive their dividents as a preliminary set percentage of
their issuing value, while for ordinary ones it depends on the profit volume.
