The overdraft could be collateralized by:
A pledge on salary or other payment;
A pledge on deposit or state securities;
up to two net salaries or one pension;
up to 90% of the value of a real estate;
up to 90% of a pledged deposit/securities;
up to 12 months in case of suretyship;
up to 60 months in case of mortgage;
up to 84 months in case of pledged deposit/securities.
EUR 14,25 %
BGN 15,25 %
USD 13,75 %
According to the Bank's Tariff.
Notification to customers of the Bank for amendments to the individual loan contracts (in Bulgarian only)