D Bank performs express BGN, EUR and USD transfers with a value date on the same working day.

The express BGN transfers are effected through the Banking real-time integrated system for gross settlement. The obligatory amount for all transfers is BGN 100 000, while smaller amounts are transfered upon the client's request. The dead-line for submitting the payment orders to the Bank is 2.30 p.m. Transfers between 2.30 and 3.30 p.m. are carried out only with the Bank's consent.

Express EUR and USD transfers are effected, only when the EUR payment orders are submitted to the Bank until 2.30 p.m., while the dead-line for USD transfers is 4.30 p.m. Whenever possible, the Bank shall send a payment order (MT 103) directly to te beneficiary's bank and the coverage on the transfer (MT 202/) to its correspondent-bank.