INTEREST RATES BULLETIN
ON D BANK'S DEPOSITS AND ACCOUNTS
1. Current and savings account
Current
|
Currrency |
EUR |
BGN |
USD |
|
Annual interest rate |
0,25 |
0,25 |
0,20 |
Savings accounts
|
Currrency |
EUR |
BGN |
USD |
|
Annual interest rate |
2,00 |
2,00 |
2,00 |
„D Bank +” demand deposit (facility for local and foreign individuals; the accrued interest rate depends on the daily balances in the account.
|
Currrency |
Limit |
% |
|
BGN |
Less than 5 000 |
2.0% |
|
5 001 - 10 000 |
3.5% |
|
|
10 001 - 20 000 |
4.0% |
|
|
20 001 - 40 000 |
4.5% |
|
|
40 00 1 and over |
5.2% |
|
|
EUR |
Less than 2 500 |
2.0% |
|
2 501 - 5 000 |
3.2% |
|
|
5 001 - 10 000 |
3.7% |
|
|
10 001 - 20 000 |
4.3% |
|
|
20 001 and over |
5.0% |
"Overnight" Current Account in BGN and EUR, with agreed minimum balance required * with an annual interest rate
- For individuals
|
Current A/c minimum balance required |
Annual interest rate |
|
Less than 1000 currency units |
0,30 |
|
1 001 - 5 000 currency units |
0,35 |
|
5 001 - 10 000 currency units |
0,50 |
|
10 000 currency units and over |
1,00 |
* The interest rate could be additionally agreed with the Bank for amounts exceeding BGN/EUR 100 000.
- - For legal entities
|
Current A/c minimum balance required |
Annual interest rate |
|
Less than 1000 currency units |
0,30 |
|
1 001 - 5 000 currency units |
0,50 |
|
5 001 - 10 000 currency units |
1,00 |
|
10 000 currency units and over |
1,50 |
* The interest rate could be additionally agreed with the Bank for amounts exceeding USD 1 000 000.
4. Standard Deposits
Standard deposit in BGN*, EUR* or USD** (annual interest rate)
|
Term / Currency |
EUR |
BGN |
USD |
|
up to seven days |
1,25 |
1,25 |
- |
|
up to fourteen days |
2,00 |
2,00 |
- |
|
up to one month |
4,50 |
4,50 |
2,50 |
|
up to three months |
5,50 |
5,50 |
3,00 |
|
up to six months |
6,00 |
6,00 |
3,50 |
|
up to nine months |
6,25 |
6,25 |
3,75 |
|
up to one year |
6,50 |
6,50 |
4,00 |
Deposits for municipalities – subject to an agreement
5. Card accounts
accounts for servicng Maestro international debit card
|
Currency |
BGN |
|
Annual interest rate |
3,00% |
|
Currency |
BGN |
EUR |
USD |
|
Annual interest rate |
3,00% |
3,00% |
2,25% |
6. Special deposits
D Bank Be Wealthy term deposit (one-year BGN term deposit with increasing interest rate for individuals)
|
Term |
1st month |
2nd month |
3rd month |
4th month |
5th month |
6th month |
|
Interest rate |
4.50% |
4.75% |
5.0% |
5.2% |
5.4% |
5.6% |
|
Term |
7th month |
8th month |
9th month |
10th month |
11th month |
12th month |
|
Interest rate |
5.80% |
5.9% |
6.0% |
7.0% |
8.0% |
12.0% |
* The Annual interest rate on this deposit is 6.81%. and if no additional lodgments are made - to 6.26%.
D Bank MAXI Term Deposit (for individuals)
|
Currency / Term |
1 month |
3 months |
6 months |
9 months |
1 year |
|
BGN |
4.50% |
5.00% |
5.50% |
5.95% |
6.56% |
|
EUR |
4.15% |
4.95% |
5.05% |
5.15% |
6.00% |
|
USD |
2.30% |
2.80% |
3.30% |
3.70% |
4.10% |
* Depositors may opt for making additional lodgments
Safety savings deposit (deposit facility for individuals with an option for additional lodgments, and up to 3-year maturity)
|
Term / Currency |
BGN |
EUR |
|
12 months |
7.00% |
6.75% |
|
24 months |
7.25% |
7.00% |
|
36 months |
7.50% |
7.25% |
D Bank Business Term Deposit (for local and foreign business entities)
|
Currency / Term |
7 days |
14 days |
1 month |
3 months |
6 months |
1 year |
|
BGN |
2.20% |
3.00% |
4.20% |
4.70% |
5.00% |
6.30% |
|
EUR |
1.80% |
2.20% |
3.85% |
4.65% |
4.85% |
6.00% |
|
USD |
0.50% |
0.75% |
1.00% |
1.25% |
1.75% |
2.00% |
Miscelaneous
- Any other types of currencies that are not enlisted in the above Bulletin are subject to the Bank's estimation when opening an account with them.
- Terms and procedures of the above item are subjet to agreement as well
- The above Interest Bulletin is an integral part of the Tariff for fees and commissions of D Commerce Bank and is in force as 1st Sep., 2009.
- The amendments to the Card accounts Section were approved by the Management Board on 15.07.2010 and come into effect on 01.08.2010.
- Base Interest Rate Methodics. (available in Bulgarian only)
- Interest rate Bulletin on consumer and mortgage loans for individuals
- Interest rate tariff (available in Bulgarian only)
