D Bank's offices in Sofia, Plovdiv, Varna, Bourgas and Stara Zagora shall trigger for their individual clients as of May 2010 a new mortgage loan under improved terms for puchasing real estate property.

The loan facility shall be granted in EUR for byuing a residential property or a commercial outlet and is due to be repaid within a period of fifteen years following an individually agreed repayment schedule, and having a first in rank collateral on the real estate. The Bank shall finance up to 70 per cent of a residential estate value, up to 50 per cent of the value of a nonresidential property, while it shall provide 100 per cent funding when a second collateral is provided.

The Bank shall charge its common fees and commissions in compliance with its Tariff.