D Commerce Bank AD is a universal bank offering a full range of banking services for companies and individuals - corporate and investment banking, small and medium enterprises, retail banking. The bank was incorporated on March 12, 1999 and has a full banking license issued by the Bulgarian National Bank.


D Commerce Bank AD is a dynamically developing Bulgarian bank specializing in offering reliable and flexible tailor made solutions to its customers, in accordance with the most advanced business standards, technologies and banking practices.


D Commerce Bank AD is a member of:

Association of Banks in Bulgaria;
Bulgarian Stock Exchange - Sofia AD;
Borika AD;
Central Depository AD;
MasterCard International;
S.W.I.F.T .;
European Payments Council - SEPA Credit Transfer Scheme;
Bulgarian Association for Security of Card Payments (BASCR)

D Commerce Bank AD participates or is an agent in the following payment systems and payment service providers:

Card payment organization (BORICA);
Bank integrated system for electronic payments (BISERA and BISERA7-EUR);
Real-time gross settlement system (RINGS);
Trans-European Automated Real-time Gross settlement Express Transfer system (TARGET2);
Western Union agent.