Overdraft

Overdraft secured by money

If you have savings and do not want to spend your deposit to realize your plans, your decision is an overdraft secured by money.

Overdraft secured by money

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Currency: BGN / EUR
Term up to: 12 месеца
Interest: deposit interest* + 2,50% *interest on borrowed funds as of the date of granting the loan

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Advantages:

  • Easy access to additional funds in case of temporary lack of money
  • Chance for flexible management of your finances
  • Pay interest only on the utilized amount of the loan
  • Favorable and transparent interest rates with a fixed interest rate
  • Simplified loan disbursement procedure

Parameters:

    • icon calendarTerm - up to 12 months, renewable
    • icon searchCollateral: pledge of funds on an account with the Bank
    • icon percentInterest: the interest rate is formed as the sum of the interest on the deposited funds and a fixed margin of 2.50%
    • icon coinsMaximum amount - depending on the amount of your deposit - up to 90% of the amount of the deposit in BGN and EUR and up to 75% of the amount of the deposit in USD