Standard Deposits

Make your savings earn with our attractive interest rates on deposits in EUR or USD

Benefits

  • A guaranteed return on your money at a competitive interest rate for you or your business
  • Automatic renewal of the deposit for a further term unless you instruct us otherwise
  • Choose what to do with the interest: add it to the principal, withdraw it in cash or transfer it to another account with us
  • No fee for opening or servicing the deposit, or withdrawing it at maturity
  • Option to use the deposit as collateral for credit facilities

Term / Interest terms (effective annual interest rate)

EUR

USD

for three months

0,01%

0,01%

for six months

0,30%

0,30%

for one year

0,60%

0,60%

Term - 3, 6 or 12 months

Currency - EUR or USD

Minimum amount to open – 500 EUR or 400 USD

Bonus – free issue of an international debit card Debit Master Card

Interest is paid by adding it to the principal in your deposit account at the end of the term. On early termination interest is paid at the rate applicable to current accounts in the relevant currency.

For further information about our new interest rates on fixed-term deposits, savings deposits and accounts, see the   Interest Rate Bulletin for the Bank’s business customers. Key information about deposit protection is available in Depositor Information Sheet.

Your savings with D Commerce Bank of up to 100 000 EUR are guaranteed by the  Bulgarian Deposit Insurance Fund, in accordance with the Bank Deposit Guarantee Act.