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MasterCard Gold

If you would like access to a larger amount of additional funds and want to use them easily, conveniently and securely, the MasterCard Gold credit card is for you. Discover our new accessory too: a microcard fitted into a stylish wristband.

Parameters:

  • Credit limit: up to 25 000 EUR. Repay your outstanding balance through the Bank's DBank online internet banking, at a branch counter or by bank transfer
  • No card issue fee. No renewal fee on expiry
  • Interest rate: 15,50%/17,25% for EUR cards – on credit used for purchases/cash transactions
  • Card payment account currency – EUR
  • Validity – 3 years (the card is renewed automatically on expiry)

Benefits

  • Access your money anytime, anywhere – easily, conveniently and securely
  • Make contactless payments at retail and other outlets via POS terminals displaying the PayPass symbol
  • Shop safely online using MasterCard's innovative 3D Secure service
  • Receive an SMS / email notification for every transaction made with your credit card
  • Choose how to repay your balance
  • Interest-free credit during the 45-day grace period
  • Buy now and pay in monthly instalments if you make only a partial repayment of the amount owed
  • Free “Travel Abroad” insurance package
  • The microcard, in the form of a payment accessory, can be issued for all DBank debit and credit cards.
  • Save time and enjoy peace of mind without worrying about the money in your pocket or bag while relaxing by the pool or strolling through a beautiful city centre.
  • The accessory is accepted at all outlets in Bulgaria and abroad that accept contactless payments.
  • The payment wristband accessory enhances your security because your card stays with you.
  • Our stylish wristband, designed to hold the microcard, is available in 3 colours – blue, graphite and rose gold – and is sure to attract some admiring glances from your friends.
  • The accessory allows payments without a PIN of up to 25 EUR.
  • Use the funds in your account whenever and wherever contactless payments are accepted.
  • Competitive terms with a minimal activation fee and monthly fee.

For further information about fees for the main services associated with card payment accounts with a MasterCard Gold credit card, see the Fee Information Document

DBank's microcard is a specially developed new product in the form of a payment accessory, a MasterCard microcard that can be fitted into a comfortable, stylish wristband. You can use it to pay at POS terminals or withdraw cash from ATMs that support contactless cards. For greater security, online payments with the microcard are restricted.


Documents

Frequently Asked Questions

Bank cards are accepted at electronic terminals (ATMs and POS terminals). These devices electronically read the card and cardholder data from the magnetic stripe or chip, and transactions are processed online.

An Automated Teller Machine (ATM), commonly known in Bulgaria as a cash machine, is an electronic terminal where you can withdraw cash, change your card PIN, check the balance of your account and transfer money between your card account and another account in your name, in either direction. The technology also allows a range of other functions.