Consumer Loan

Whether you are planning home improvements, want to buy a new car or dream of a long-awaited holiday, our consumer loan is the solution for you
CurrencyEUR
Maximum Term120months
Maximum Amount70 000EUR
Interest Rate from5,20 %

Parameters:

  • Amount up to 70 000 EUR
  • Term of up to 120 months
  • Preferential interest terms if your salary is paid into the Bank
  • New competitive variable interest terms throughout the agreement

You can use the loan:

  • With new competitive interest terms
  • With preferential interest terms if your salary is paid into the Bank
  • No early repayment fee
  • Quick and easy loan application process

The interest rate is as follows:
- from 5,20% for EUR loans with salary paid into the Bank and monthly income over 550 EUR.
Variable interest throughout the term of the agreement, calculated as the Applicable Index for Individuals – Euro (PIFL-EURO) + a margin

Example: Loan amount 7 669,38 EUR/15 000 BGN, secured by salary transfer and a guarantor, interest rate 5,20%, repayment over 60 months in annuity/equal instalments, APR 6,76%, including a one-off approval fee of 0% of the loan amount, an annual MasterCard credit card fee of 21,47 EUR/42 BGN and a monthly Allegro package fee of 3,04 EUR/5,95 BGN. The total amount paid at the end of the term will be 9015,97 EUR/17 633,70 BGN, and the monthly instalment 145,43 EUR/284,44 BGN.

Fees and commissions

Partial or full early repayment of the loanNo fee
Loan assessment and approval fee0%
Monthly Allegro package fee5,95 BGN/3,04 EUR
Annual MasterCard credit card fee42 BGN/21,47 EUR
Disbursement feeNo fee

How to apply for a loan:

  1. Complete a short form

    One of our advisers will call you and complete an application on your behalf, and we will let you know our decision later

    Apply for a loan online
  2. Call us

    Contact one of our advisers, who will tell you about our banking products.

    0700 40 400
  3. Visit one of our branches

    Prefer to speak to someone? Complete an application with a member of our staff at the bank

    View branch network