Consumer loans

Promotional consumer loan

4,20% interest and up to 5 years term

Turn a new page with our promotional consumer loan

Promotional consumer loan

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Currency: BGN
Maximum term: 60 months
Maximum amount: 50 000 BGN
Interest: 4,20%

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Advantages:

  • favorable interest conditions with a fixed interest rate for the 1st year and floating for the remaining term;
  • additional discounts on the interest on the loan when using a credit card;
  • no guarantor needed;
  • easy application procedure;
  • no fee for early repayment;
  • no draw down fee.

Parameters:

  • icon calendarUp to 60 months
  • icon searchPreferential interest conditions for salary transfer to the bank
  • icon percent

    New favorable interest rates with fixed interest rate for the 1st year and floating for the remaining period

  • icon coinsUp to 50 000 BGN
  • icon docNo renegotiation fee



Interest on consumer loan starting from 4.20% in BGN and EUR depending on your income and collateral on the loan (fixed interest rate of 4.20% for the first year and 4.20% floating interest for the remaining period, based on Applicable Index for Individuals + allowance) including additional discounts on the loan
Example: For a loan, secured by a salary transfer without a guarantor for clients with an income over BGN 1,900, at the amount of BGN 20,000 and an interest rate of 4.20%, with a repayment period of 5 years, in annuity installments, the APR is 5.79% including one-time approval fee 1% on the loan amount, annual fee for MasterCard credit card BGN 42 and monthly fee for Allegro package BGN 5.95. The total amount due is BGN 22,975.30 and the amount of the monthly installment is BGN 370.14.