Overdraft
Overdraft
With an overdraft on a card account, you can repeatedly exceed the available balance on your account up to a predetermined limit.
Overdraft
Advantages:
- Easy access to additional funds in case of temporary lack of money
- Get a chance for flexible management of your finances
- ay interest only on the utilized amount of the loan
- Favorable and transparent interest rates with a fixed interest rate
- Simplified loan disbursement procedure
Parameters:
Term - Up to 24 months, renewable
Collateral - pledge on salary, pension or accounts in the Bank
Fixed interest for the entire term of the overdraft, as the interest is due monthly on each maturity date and is accrued daily on the amount actually used
Maximum amount - depending on your officially proven, average monthly net income for the last 6 months - up to three salaries / up to one pension
Repayment - automatically upon receipt of amounts on your account