Overdraft
Overdraft
With an overdraft on a card account, you can repeatedly exceed the available balance on your account up to a predetermined limit.
Overdraft
Advantages:
- Easy access to additional funds in case of temporary lack of money
- Get a chance for flexible management of your finances
- ay interest only on the utilized amount of the loan
- Favorable and transparent interest rates with a fixed interest rate
- Simplified loan disbursement procedure
Parameters:
- Term - Up to 24 months, renewable
- Collateral - pledge on salary, pension or accounts in the Bank
- Fixed interest for the entire term of the overdraft, as the interest is due monthly on each maturity date and is accrued daily on the amount actually used
- Maximum amount - depending on your officially proven, average monthly net income for the last 6 months - up to three salaries / up to one pension
- Repayment - automatically upon receipt of amounts on your account