Overdraft secured by money

If you have savings and do not want to spend your deposit to realize your plans, your decision is an overdraft secured by money.

Currency: BGN / EUR
Term up to: 12 месеца
Interest: deposit interest* + 2,50% *interest on borrowed funds as of the date of granting the loan



  • Easy access to additional funds in case of temporary lack of money
  • Chance for flexible management of your finances
  • Pay interest only on the utilized amount of the loan
  • Favorable and transparent interest rates with a fixed interest rate
  • Simplified loan disbursement procedure


    • icon calendarTerm - up to 12 months, renewable
    • icon searchCollateral: pledge of funds on an account with the Bank
    • icon percentInterest: the interest rate is formed as the sum of the interest on the deposited funds and a fixed margin of 2.50%
    • icon coinsMaximum amount - depending on the amount of your deposit - up to 90% of the amount of the deposit in BGN and EUR and up to 75% of the amount of the deposit in USD