Housing loans

Housing loan Our Home

We offer an exclusive offer - a total interest bonus of 1.75% for the first 5 years to lower your interest rate for the period to 2.30%, and 2.65% for the remaining period

Housing loan Our Home

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Currency: EUR
Maximum term: 30 years
Maximum amount: up to 85% of the purchase price
Interest from: 2.40%

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Advantages:

  • Even more favorable interest rates
  • Issuance of a MasterCard credit card with a credit limit of up to 5% of the amount of the approved loan, but not more than EUR 2500
  • Interest discounts for the entire loan period: -0.60% when activating Allegro package programme or Online package programme
  • BONUS - repayment of up to 1.75% on the remaining balance of the loan principal for the first 5 years, thus your interest rate for the first 5 years of the loan becomes 2.30% and 2.65% for the remaining period *

*The interest bonus is accrued monthly on the residual debt on the loan and is paid to your account on the maturity date of the 13th, 25th, 37th, 49th, 61st installment. The condition for receiving the 5-year bonus is regular repayment of the due monthly repayment installments (without delays of more than 30 days) and not more than 10% partial early repayment of the loan for the five-year bonus period.

Parameters:

  • icon calendarTerm – up to 30 years
  • icon searchPurpose – purchase, repair or finishing works on a residential property or refinancing of housing loans to other banks
  • icon percentFloating interest rate of 2.40%, based on Applicable Index for Individuals-euro and margin
  • icon coinsLoan amount - up to 85% of the value of the real estate subject to the transaction, depending on its type and location.              Loan currency - EUR
  • icon docCollateral: mortgage on the property, subject of the transaction. Property insurance for the property accepted as collateral