Financing

Working capital financing

D Commerce Bank AD gives you the opportunity to finance your daily business activities


This is a loan to fund a temporary shortage of money for servicing current payments, in which the sides agree on the amount and deadline for repayment, without setting intermediate deadlines for utilization and repayment. It is provided and used by your current account, and is automatically repaid with each receipt on it.



Working capital loan, in which the amount / limit / and the deadline within which the loan is utilized and repaid are agreed, as the repaid part of the credit line is considered provided for re-utilization. Interest is paid only on the utilized part of the loan. Financing up to 100% of the submitted supporting documents.


The term of the loan is 12 months with the possibility of extension for up to 60 months. The loan is utilized and repaid within the agreed term, and the repaid part of the credit line is considered provided for re-utilization.



The term of the loan is 60 months  -without decreasing during the first 12 months. The extension is made after reviewing the financial condition of the client every 12 months, within the total agreed term. Repayment is made according to a pre-agreed repayment plan, which is updated at each annual review.


The loan is utilized once or in parts within an agreed period, after which it is repaid according to an agreed repayment plan or fully.