Loans

Credit line

Financial product with the option of multiple utilization and repayment, in accordance with the specific needs of the business

cover

  • Flexible financing for long-term business planning
  • Financial product adapted to the needs of the client
  • Structuring the loan according to the specific requirements of the client
  • Quick response after submitting the necessary documents
  • Long repayment period - up to 120 months
  • Individual repayment plan in accordance with the specification of the business
  • Option for multiple utilization and repayment in the amount and term of the loan
  • Option to extend the term
  • No requirement to repay the limit before extending the term
  • No repayment plan
  • Optimal management of interest expenses 

cover

  • Financing needs related to normal and daily business activities
  • Payments to suppliers
  • Advance payment to suppliers
  • Increasing the range
  • Providing an opportunity for deferred payment to your customers
  • Increasing the level of inventories due to an increase in accepted orders
  • Increasing the level of inventories due to rising prices
  • Covering a temporary shortage of funds to service current payments
  • Suitable activities - retail, shops, warehouses, etc.

cover

  • The amount of the loan is determined by the solvency of the borrower, the structure of the transaction and the offered collateral - up to 40% of the annual sales revenue
  • Utilization of the agreed amount for the specified purpose fully or in parts
  • Option for cash and non-cash absorption of loan funds
  • For up to 120 months depending on the collateral offered, the structure of the transaction and the customer profile
  • When refinancing liabilities to other banks, financing of fees and commissions related to the early repayment of the refinanced exposure is allowed.
  • Without presenting a business plan and estimated cash flows
  • All collateral acceptable for the Bank

cover

  • Recurring payments
  • Periodic payment of accrued expenses for goods and services
  • Providing deferred payment for your customers
  • Advance payment of orders to suppliers