DBank Loans
Microloans
With the micro loans of D Bank - microloan for working capital and micro overdraft, you get the opportunity for optimal management and planning of your interest expenses.
Microloans
- Standardized loans up to BGN 50,000
- Competitive parameters
- Optimal conditions
- Clear criteria
- Simplified procedure
- Quick approval
- Exteneded only with joint liability by the owners and / or managers
- Applicable to Small Business clients and freelancers only when costs related to their activities as business entities are financed
- Types - Microcredit for working capital and Microoverdraft
- Option for optimal management of interest expenses (overdraft)
- Planning the costs for servicing the loan in the monthly budget (loan with repayment installments)
- The amount of the loan depends on the income from ordinary activities and on the entire credit exposure from working capital loans.
- The funds from the loan are spent on purpose, but the utilization is not subject to the presentation of supporting documents
- The owners and / or the managers jointly guarantee the servicing of the loan
- Joint debtors should have an income sufficient to cover the monthly interest payments on the loan
- Customers should meet credit and financial criteria
- Possibility to issue a credit card with a limit of up to 3% of the loan amount, minimum BGN 500, business debit card and active internet banking
- Deadline for response - up to 3 days after submission of all necessary documents
- Small business clients and freelancers with a minimum of 12 months business history, at least one completed financial year, no delays in payments over 30 days and no public duties and enforcement cases