Loans

Overdraft

Credit product with automatic repayment with each receipt

Overdraft

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  • Flexible financing for long-term business planning
  • Financial product adapted to the needs of the client
  • Structuring the loan according to the specific requirements of the client
  • Quick response after submitting the necessary documents
  • Long repayment period - up to 120 months
  • Individual repayment plan in accordance with the business needs
  • Option for multiple utilization and repayment in the amount and term of the loan
  • Possibility to extend the term
  • No requirement to repay the limit before extending the term
  • Immediate access to additional funds
  • Absorption from your current account and automatic repayment with each receipt
  • Optimal management of interest expenses

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  • Financing needs related to normal and daily business activities
  • Payments to recurring suppliers
  • Advance payment to suppliers
  • Timely payment for goods and services
  • Funding of unexpected costs
  • Increasing the range
  • Providing an option for deferred payment to your customers
  • Suitable activities - retail, shops, warehouses, etc.

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  • The amount of the loan is determined by the solvency of the borrower, the structure of the transaction and the collateral offered
  • Up to 40% of the annual sales revenues and up to 40% of the credit turnovers on the borrower's current account with D Bank and other servicing banks for the last 12 months for existing customers
  • Up to 20% of annual sales revenues and up to 20% of credit turnover on the borrower's current account with other servicing banks for the last 12 months for new customers
  • The amount of the loan is in accordance with the credit turnover on your current account with D Bank and / or other servicing banks
  • Utilization of the agreed amount for the specified purpose fully or in parts
  • Absorption and repayment of funds on your current account without prior application
  • Option for cash and non-cash absorption of loan funds
  • For up to 120 months depending on the collateral offered, the structure of the transaction and the customer profile
  • When refinancing liabilities to other banks, financing of fees and commissions related to the early repayment of the refinanced exposure is allowed
  • Without presenting a business plan and estimated cash flows
  • All collateral acceptable to the Bank

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  • Recurring payments
  • Periodic payment of expenses for goods and services
  • Providing deferred payment for your customers
  • Advance payment of orders to suppliers